Structured Credit & Specialty Finance

Structured Credit is our bread and butter

Bel Air’s legal team specializes in the diligence, structuring, and execution of complex credit and forward flow transactions. Our attorneys are highly experienced with the nuances of specialty finance, including the use of SPVs, servicing considerations, backup servicing and transfer of servicing, and other issues unique to this industry.

Services Include:

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Warehouse lines, forward flow agreements, purchase and servicing agreements, loan sales, and participations
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Drafting and reviewing underwriting and servicing policies and procedures
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Corporate, enforceability, security and perfection, true-sale and non-consolidation legal opinions across key jurisdictions
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Due Diligence including background checks and insurance review
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Structuring and Negotiating Definitive Documentation
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Implementing Back-up services, custodial services, and verification services
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SPV mechanics and implementation of independent manager
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Amendments, waivers and forbearance agreements
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Participations
Asset Classes have included:

Small Business Loans

Factored Receivables

Merchant Cash Advances

Consumer Loans

Patents And Licensing Rights

Structured Settlements

Non-Performing Loans

Micro loans In Emerging Markets

SFR Properties

Equipment leases and loans

Vehicle Fleets

Flexible Storage

Debt Settlement